Welcome to PCP Refund Claim, a trading style of Baker Hardman Limited. These terms govern your use of our website. By accessing or using our site, you agree to comply with these terms. If you do not agree, please refrain from using our services.

1. Using Our Website

1.1 Purpose: Our website is designed to help you understand your rights regarding mis-sold PCP and HP finance agreements. While we aim to provide accurate and helpful information, this does not constitute legal or financial advice.

1.2 Updates: We may update these terms or make changes to the website at any time. Please check this page regularly to stay informed of any changes.

1.3 Responsibility: You are responsible for ensuring that anyone who accesses our site through your internet connection complies with these terms.

2. Important Disclaimer

2.1 General Information: The content on our website is provided for general informational purposes only and should not be relied upon as a substitute for professional legal or financial advice.

2.2 Accuracy: While we strive to ensure accuracy, we cannot guarantee that all information is always up to date or free from errors.

3. Website Availability & Security

3.1 Access: We aim to maintain constant availability of our website, but cannot guarantee uninterrupted access. Access may be suspended or restricted for maintenance, updates, or other business reasons.

3.2 Security Breaches: In the event of suspected security breaches or misuse, we reserve the right to disable your access without notice.

4. Our Liability

4.1 Limitation: We are not responsible for any loss or damage resulting from your use of, or inability to use, our website. This includes, but is not limited to:

• Loss of profits, business, or revenue
• Business interruption
• Data loss or damage

4.2 Viruses: We do not guarantee that our website is free from viruses or harmful software. It is your responsibility to ensure your own anti-virus protection.

4.3 Criminal Offences: Any attempt to hack, disrupt, or unlawfully access our systems is a criminal offence under the Computer Misuse Act 1990. Such breaches will be reported to the relevant authorities.

4.4 Exclusions: These terms do not exclude liability for:

• Death or personal injury caused by our negligence
• Fraud or fraudulent misrepresentation
• Any other liability that cannot be excluded under English law

5. Acceptable Use Policy

5.1 Prohibited Activities: When using our website, you must not:

• Violate any laws or regulations
• Provide false or misleading information
• Attempt to gain unauthorised access to our systems
• Upload or distribute harmful software (viruses, malware, etc.)
• Use our site for spamming or fraudulent activities

5.2 Suspension of Access: If we determine that you have misused our website, we reserve the right to suspend or terminate your access without notice.

6. Third-Party Websites & Links

6.1 External Links: Our website may contain links to third-party websites for your convenience. We do not endorse or take responsibility for their content, accuracy, or security. If you visit any external site, you do so at your own risk.

7. Copyright & Intellectual Property

7.1 Ownership: All content on our website, including text, images, logos, and other materials, is protected by copyright. You may not copy, modify, or distribute any content without our written permission.

7.2 Branding: Any unauthorised use of our trademarks or branding may result in legal action.

8. Privacy & Data Protection

8.1 Privacy Policy: We take your privacy seriously. Any personal data you provide will be handled in accordance with our Privacy Policy.

9. Governing Law & Disputes

9.1 Jurisdiction: These terms are governed by English law. Any disputes arising from these terms will be resolved in the courts of England and Wales. If you are a resident of Scotland or Northern Ireland, you may bring proceedings in your local courts.

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Contact Us

If you have any questions about these terms or need further clarification, please email us at info@pcprefundclaim.co.uk
Thank you for using PCP Refund Claim.